function checkEmpty()  {
  for(var k = 0; k < form1.length - 1; k++)  {
    if(form1.elements[k].type != "checkbox" && form1.elements[k].type != "radio" && form1.elements[k].type != "submit")
	  if(form1.elements[k].value == "")
	    form1.elements[k].value = "*ef*";		//replace "" with *ef* so BLANK can save to DB
  }
  return true;
}